Dental Insurance PMI

Why you Should Consider Dental Cover: A Summary

It is not easy finding a NHS dentist, since many dentists now only operate privately. Even if you do find one, most people have to pay for routine dental work. NHS dentists are often overstretched, so may not be taking on new patients, or have a long waiting list even for urgent work.

To be eligible for free NHS treatment you must be under 18 (or 19 if a full-time student), pregnant and until the baby is 12 months old, or in receipt of benefits.

Others receiving NHS treatment pay 80% of the cost, up to a maximum of £372.

NHS patients are registered with a dentist but if you do not have an appointment for 15 months your registration can lapse and the dental practice is under no obligation to offer you further NHS treatment.

Less than half the population bother with regular dental check ups and dental cover. Five million people visit their dentist with toothache each year. Seven million people regularly receive private dental treatment. Dental bills are growing, and always seem to come at the worst possible time.

In these circumstances there is a perceived need for dental insurance plans, dental cover, and dental insurance providers. UK residents may think that if they have private medical insurance, they have full dental insurance cover. This may be true, but usually the dental cover is limited. There may be restrictions on amounts paid, what is covered, or even a total exclusion if you have not been to the dentist regularly.

There are two main types of dental cover supplyed by dental insurance providesr and dental cover:

NOTE: Only Dental Insurance Plans are available on this website.

Dental Insurance 4 U can provide individual dental inurance plans, dental insurance for seniors, groups and more. Get your Dental Quote now.

Dental Cover

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Routine Check ups and polish

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Treatment - fillings, crowns, bridges, dentures, root canal, extractions

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Emergencies - acute pain, swellings

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Injuries - A&E

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Your choice of dentist - NHS or Private

Find out how just little it can cost to receive comprehensive dental cover.


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